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🇵🇹 Portugees · B1 · Money & Services

Managing the budget

5 min lezen · comparatives and superlatives (more expensive than, the cheapest) · talking about money and expenses

Deze les is nog niet in jouw taal beschikbaar — hij wordt in het Engels getoond.

Woordenschat

  • o orçamentobudget
  • as despesasexpenses
  • as receitasincome
  • pouparto save
  • gastarto spend
  • a faturainvoice / bill
  • o rendimentoincome / earnings
  • a dívidadebt
  • o descontodiscount
  • as prestaçõesinstalments

Managing the Budget

Expressing Obligation: "Ter de" vs "Ter que"

Both forms express obligation, but ter de is preferred in European Portuguese:

  • Tenho de poupar mais. (I have to save more.)
  • Temos de reduzir as despesas. (We have to reduce expenses.)

Comparatives for Budgeting

Use comparatives to discuss financial choices:

  • Gasto mais do que ganho. (I spend more than I earn.)
  • Este plano é menos caro do que o outro. (This plan is less expensive than the other.)
  • Poupo tanto quanto possível. (I save as much as possible.)

"Conseguir" + Infinitive

Use conseguir to express ability related to financial goals:

  • Não consigo poupar todos os meses. (I can't save every month.)
  • Conseguimos pagar as dívidas. (We managed to pay the debts.)

Tip: In Portugal, "IRS" refers to personal income tax (Imposto sobre o Rendimento das Pessoas Singulares), not the American institution.

Uitdrukkingen

  • Tenho de cortar nas despesasI have to cut expenses
  • Estou a poupar para as fériasI'm saving for the holidays
  • Não me posso dar a esse luxoI can't afford that luxury
  • Vou fazer as contasI'm going to do the maths
  • Está dentro do orçamentoIt's within the budget
  • Pago a prestaçõesI pay in instalments

Veelgemaakte fouten

  • Tenho que poupar
    Tenho de poupar

    In European Portuguese, 'ter de' is preferred over 'ter que'

  • Gasto mais que ganho
    Gasto mais do que ganho

    Comparatives with verbs require 'do que' not just 'que'

  • O meu receita é baixa
    A minha receita é baixa

    'Receita' is feminine, use 'a minha' not 'o meu'

  • Preciso cortar os despesas
    Preciso de cortar as despesas

    'Despesas' is feminine plural (as) and 'precisar' needs 'de'

  • Eu consigo não poupar
    Eu não consigo poupar

    Negation 'não' comes before the conjugated verb

Korte quiz

Vraag 1 van 5

Hoe zeg je «instalments» in het Portugees?

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