Managing your budget
词汇
- budget预算
- savings存款
- expenses开支
- income收入
- afford负担得起
- cut back削减开支
- debt债务
- invest投资
- spending花销
- financial goals理财目标
- expense一笔开支
- savings储蓄
- income收入来源
- affordable价格实惠的
用第一类条件句管钱
第一类条件句说的是真实、很可能发生的情况,拿来谈理财决定和目标正合适。
结构
If + 一般现在时,... will + 动词原形
"If I save more, I'll be able to travel next year." → "多存一点,明年就能去旅行。"
"If we cut back on eating out, we'll save £200 a month." → "少下馆子,一个月能省两百镑。"
预算相关的例子
"If I save £100 a month, I'll have £1,200 at the end of the year." → "每月存一百镑,年底就有一千二。"
"If you reduce your spending on subscriptions, you'll free up extra money." → "少订几个会员,就能腾出一笔钱。"
"If we don't cut back, we'll go into debt." → "再不省着点,我们就要欠债了。"
谈理财目标
- If I stick to my budget, I'll reach my financial goals.
- Unless I cut expenses, I won't be able to save.
will 和 going to
- will = 当场做的决定:I'll cut back on coffees.
- going to = 早就定好的计划:I'm going to save £50 more a month.
汉语说「如果我明年多存点」,「明年」放句中就够了;英语的 if 从句里不能放 will,未来的意思交给主句。
表达
- If I save more, I'll be able to...有条件的理财目标
- If we cut back, we'll afford it.省下开支换来负担得起
- I can't afford it right now.说明当下的预算限制
- I need to stick to my budget.讲理财上的自律
- If I track my expenses, I'll save more.把记账和结果连起来
- Unless I cut expenses, I won't save.预算里的否定条件
- To make ends meet现在很难做到收支相抵。
- To cut back on我们削减了娱乐方面的开支。
常见错误
If I will save more, I'll travel.If I save more, I'll travel.第一类条件句的 if 从句用一般现在时,不能用 will。
If I cut expenses, I would save money.If I cut expenses, I will save money.第一类条件句的主句用 will;would 属于第二类条件句。
I can't afford buying a new car.I can't afford to buy a new car.afford 后面接 to + 动词原形,不接动名词。
Unless I don't cut back, I'll spend too much.Unless I cut back, I'll spend too much.unless 已经含有 if not 的意思,再加否定就成了双重否定。
I don't have enough money for payI don't have enough money to payenough + 名词后面接 to + 动词原形。
I spend too much in clothesI spend too much on clothes花钱在某样东西上说 spend money on,不用 in。
小测验
第 1 题,共 5 题
「开支」用英语怎么说?
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