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🇬🇧 英语 · B1 · Money & Services

Managing your budget

词汇

  • budget预算
  • savings存款
  • expenses开支
  • income收入
  • afford负担得起
  • cut back削减开支
  • debt债务
  • invest投资
  • spending花销
  • financial goals理财目标
  • expense一笔开支
  • savings储蓄
  • income收入来源
  • affordable价格实惠的

用第一类条件句管钱

第一类条件句说的是真实、很可能发生的情况,拿来谈理财决定和目标正合适。

结构

If + 一般现在时,... will + 动词原形

"If I save more, I'll be able to travel next year." → "多存一点,明年就能去旅行。"

"If we cut back on eating out, we'll save £200 a month." → "少下馆子,一个月能省两百镑。"

预算相关的例子

"If I save £100 a month, I'll have £1,200 at the end of the year." → "每月存一百镑,年底就有一千二。"

"If you reduce your spending on subscriptions, you'll free up extra money." → "少订几个会员,就能腾出一笔钱。"

"If we don't cut back, we'll go into debt." → "再不省着点,我们就要欠债了。"

谈理财目标

  • If I stick to my budget, I'll reach my financial goals.
  • Unless I cut expenses, I won't be able to save.

will 和 going to

  • will = 当场做的决定:I'll cut back on coffees.
  • going to = 早就定好的计划:I'm going to save £50 more a month.

汉语说「如果我明年多存点」,「明年」放句中就够了;英语的 if 从句里不能放 will,未来的意思交给主句。

表达

  • If I save more, I'll be able to...有条件的理财目标
  • If we cut back, we'll afford it.省下开支换来负担得起
  • I can't afford it right now.说明当下的预算限制
  • I need to stick to my budget.讲理财上的自律
  • If I track my expenses, I'll save more.把记账和结果连起来
  • Unless I cut expenses, I won't save.预算里的否定条件
  • To make ends meet现在很难做到收支相抵。
  • To cut back on我们削减了娱乐方面的开支。

常见错误

  • If I will save more, I'll travel.
    If I save more, I'll travel.

    第一类条件句的 if 从句用一般现在时,不能用 will。

  • If I cut expenses, I would save money.
    If I cut expenses, I will save money.

    第一类条件句的主句用 will;would 属于第二类条件句。

  • I can't afford buying a new car.
    I can't afford to buy a new car.

    afford 后面接 to + 动词原形,不接动名词。

  • Unless I don't cut back, I'll spend too much.
    Unless I cut back, I'll spend too much.

    unless 已经含有 if not 的意思,再加否定就成了双重否定。

  • I don't have enough money for pay
    I don't have enough money to pay

    enough + 名词后面接 to + 动词原形。

  • I spend too much in clothes
    I spend too much on clothes

    花钱在某样东西上说 spend money on,不用 in。

小测验

第 1 题,共 5 题

「开支」用英语怎么说?

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