Health insurance and the system

词汇

• appointment预约
• specialist专科医生
• referral转诊
• waiting list等候名单
• insurance医疗保险
• diagnosis诊断
• treatment治疗
• emergency room急诊室
• coverage保障范围
• premium保费
• deductible自付额
• policy保单
• claim理赔申请

表达

• If you have insurance, you can...说明一项有条件的权利
• If you need a referral, your GP will...解释就医的流程
• Unless you register first, you won't...否定条件：除非……否则……
• As long as you're covered, you're fine.让人放心保障有效
• If not covered, you will have to pay.说明不在保障范围内的费用
• To be covered这项手术在保障范围内吗？
• To file a claim我提交了一份理赔申请。
• To be eligible for你符合领取这项福利的条件。

常见错误

• ✗If you will have insurance, you can...
  ✓If you have insurance, you can...

  第一类条件句的 if 从句用一般现在时，里面绝不能出现 will。

• ✗If I register, I can to see a doctor.
  ✓If I register, I can see a doctor.

  can、will、would 这类情态动词后面跟动词原形，不加 to。

• ✗Unless you don't register, you won't get help.
  ✓Unless you register, you won't get help.

  unless 本身就是 if not，后面不要再加一个否定。

• ✗If the treatment is not covering by insurance, pay privately.
  ✓If the treatment is not covered by insurance, you will need to pay privately.

  被动语态是 be + 过去分词（covered），不用 -ing 形式。

• ✗My insurance don't cover this
  ✓My insurance doesn't cover this

  insurance 是不可数名词，当单数用，否定要用 doesn't。

• ✗I need to do an appointment
  ✓I need to make an appointment

  英语说 make an appointment，不说 do an appointment。

小测验